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TERM OF THE DAY whole life insurance Life insurance policy that (1) normally covers an individual until his or her death, unless it lapses due to non-payment of premium or is cancelled, (2) builds up acash value (called cash surrender value), (3) pays a fixed death benefit, and (4) where (unlike in a term life insurance) the premium amount remains constant despite the advancing age of the insured. The insured or policyholder mayobtain a loan (called policy loan) against the accumulated cash value. Also called continuous premium whole life insurance, ordinary life insurance, permanent life insurance, or straight life insurance. Learn more about this term Usage Example Whole life insurance is a very popular type of life insurance because your premium amount remains the same despite your age.

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FEATURED ARTICLE Public Relations Policies for Social Media Public relations is designed by its very nature to reach the masses. Using social media for public relations has proven to be a viable option. One survey... Read this article

VOICE YOUR OPINION What is the secret of success?